The B2B financial OS for Indian businesses

Sell on credit.
Get paid on time.

FundRaksha follows up on your unpaid invoices over WhatsApp, SMS and email. If payments are still delayed, a dedicated advocate steps in. Check buyers before you ship, bill your customers and fund your growth, all in one family of products.

उधार पर बेचें, पैसा समय पर पाएँ।

Invoice INV-0892
Om Hardware · ₹3,25,000
Paid
  1. Buyer checked on TrustGST active · files on timeStep 1
  2. WhatsApp reminder sent7 days before due dateStep 2
  3. Due today: email + SMSNo responseStep 3
  4. Legal notice deliveredBy registered postStep 4
  5. Payment received₹3,25,000 creditedStep 5
1,000+
Businesses onboarded
व्यापारी हमारे साथ
₹50 Cr+
Invoice value handled
के बकाया बिलों पर काम
700+
Businesses got their money back
व्यापारियों को पैसा वापस
60%
Legal cases settled before court
कोर्ट से पहले समझौता
Why it matters

The four problems holding Indian suppliers back

Most losses in B2B trade don't come from bad products. They come from late payments that nobody had the time or tools to chase.

Late payments

Invoices slip past due dates, cash gets stuck and every other bill waits.

Legal feels out of reach

Courts seem slow and lawyers expensive, so many dues are never followed up at all.

Scattered records

Bills in notebooks and spreadsheets mean no clear picture of who owes what.

Hours spent chasing

Owners lose time to calls and messages that should go into growing the business.

How FundRaksha Collect works

From invoice to income, automatically

No setup or monthly fees. You pay a 1% success fee, only on amounts actually collected into your bank account.

Explore Collect
01

Upload your invoice

From PDF, Excel or Tally. Details are read and checked for you.

02

Buyer authorises a mandate

A secure link to set up one-time or recurring payment by UPI, NACH or card.

03

Smart reminders

Timely nudges over WhatsApp, SMS, email and calls, so you don't have to chase.

04

Auto-debit on the due date

Money is collected on the due date through regulated payment rails.

05

Live recovery dashboard

Every invoice, status and payment in one place, with reports.

06

Buyer scoring

Payment behaviour turns into a risk score for smarter credit decisions.

When payments fail · FundRaksha Legal

A dedicated advocate gets your money back

बकाया पैसा, अब कानूनी तरीके से वापस।

An advocate is assigned to your case within 24 hours and handles it end to end: the legal notice, calls and negotiation with your buyer, a settlement or payment plan, and court only if needed. MSME Samadhaan, Section 138, civil suits and arbitration.

  1. Step 1Legal notice in 24 hoursकानूनी नोटिस
  2. Step 2Negotiation & settlementबातचीत और समझौता
  3. Step 3Court, only if neededज़रूरत हो तो कोर्ट
Talk to FundRaksha Legal No upfront fee · 30% only on what's recovered
FundRaksha Legal
Advocate-led recovery
Urgent
कानूनी नोटिस
Legal notice
Under the MSMED Act, 2006 · Delayed payment
ToM/s Sai Traders
Invoices3 unpaid · 92 days overdue
Dues₹3,20,000 + interest
तुरंत बकाया भुगतान करें
Clear the dues to avoid an MSME Samadhaan case
E-notice + registered post Delivered
FundRaksha in the news
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FAQ

Questions, answered

Anything else? Request a call back and talk to our team.

A family of products that helps Indian businesses sell on credit safely and get paid: check buyers, bill, collect, recover through legal action, access credit, stay tax-compliant and plan cash flow.

Stop chasing payments. Start getting paid.

See how FundRaksha fits your business in a free 1:1 demo.