One family. Seven products.
Everything an Indian supplier needs to sell on credit safely and get paid, built to work alone or together.
FundRaksha Collect
Make collections predictable
Collect automates the whole collections process, from digital payment mandates to reminders and auto-debit, so late payments become the exception.
No setup or monthly fees. 1% success fee, only on amounts actually collected into your bank account, billed every 15 days.
- e-Mandates and UPI Autopay: UPI, NACH and card
- Smart reminders by WhatsApp, SMS, email and calls
- Late-payment interest as per the MSME Act
- Live recovery dashboard and buyer scoring
FundRaksha Trust
Know who to trust before you give credit
Check any buyer by GSTIN (GST record, owner's credit score and court cases) and get a clear give-credit, caution or avoid answer. When payments slip, send follow-ups and legal notices from the same app.
No subscription: pay per check. Basic GST check is free.
- Free Basic GST status check
- GST health score, filing record and defaults reported by suppliers
- Owner's credit score, loan history and court cases
- Follow-ups, legal notices and watchlist alerts
FundRaksha Legal
Advocate-led recovery when payments fail
A dedicated advocate takes your case within 24 hours: legal notice, calls and negotiation with your buyer, settlement or a payment plan, and court only if needed. 60% of cases settle before court. 1,000+ businesses onboarded, 700+ have got their money back.
No upfront fee. 30% success fee, only on the amount recovered. Court fees, if any, are borne by the client.
- Dedicated advocate, notice within 24 hours
- Negotiation, settlement and payment plans
- MSME Samadhaan and Section 138 action
- Civil suits, arbitration and court appearances
FundRaksha Book
Billing, stock and credit for your shop
Book is simple GST billing for retailers and wholesalers: scan and bill, add stock from purchase bills, print barcode labels and track customer and supplier credit.
Free for your first 300 invoices, then ₹999 a year.
- Barcode billing with discounts and round-off
- Purchase entry that sets selling prices from your margin
- Barcode labels, batch-wise stock and low-stock view
- Money-to-collect, money-to-pay, stock and day-wise reports in Excel/PDF
FundRaksha Credit
Credit when you need it most
Credit gives MSMEs access to working capital based on real payment data and business performance, not just paperwork. Offered through our lending partners.
- Revolving business credit line
- Invoice financing against unpaid invoices
- Working capital loans with fixed EMIs
- Decisions based on your FundRaksha payment data
FundRaksha Tax
CA services, on tap
Tax connects you with qualified CAs for GST returns, TDS, audits and registrations. Upload documents from your phone and we file on time.
Clear quote after a free consultation. No hidden fees.
- GSTR-1, GSTR-3B and QRMP returns
- Quarterly TDS returns and Form 16/16A
- Statutory, tax and GST audits
- GST, company, MSME and other registrations
FundRaksha Analyst
Your AI business analyst
Analyst turns your invoices and payment history into client risk scores, default warnings and cash-flow forecasts you can act on.
- Client risk scoring
- Payment-default prediction
- Cash-flow forecasting
- Industry benchmarking and recommendations
FundRaksha HR
Attendance, leave and payroll for your team
HR replaces registers, WhatsApp and Excel with one app: GPS check-in on employees' own phones, leave in a few taps, and salary with PF, ESI, professional tax and TDS calculated for you. A mobile app for employees and managers, a web console for HR.
From ₹49 per employee per month (+GST): Standard ₹49, Pro ₹79, Enterprise ₹99. 30-day free trial.
- GPS attendance, one phone per employee
- Leave, advances and reimbursements
- Payroll with PF, ESI, PT and TDS files
- Shift rosters and biometric devices
Not sure which product fits? Talk to us
Start with the product you need today
Every FundRaksha product works on its own and gets better together.