Guides
Guides for running a business on credit
Short, practical answers on billing, giving credit, getting paid and paying your team, written for Indian businesses.
FundRaksha Legal
Recovering unpaid invoices: notices, MSME Samadhaan, cheque bounce and interest.
- How to file an MSME Samadhaan case for delayed payment
- Section 43B(h) explained: the 45-day MSME payment rule
- How to recover money from a customer without going to court
- Legal notice for an unpaid invoice: what to include and how to send it
- Cheque bounce case under Section 138: process, timeline and penalties
- Interest on delayed payment to MSMEs: rate and how to calculate it
FundRaksha Trust
Checking a buyer before you give credit: GSTIN checks, filing status and credit terms.
- How to verify a GST number (GSTIN) on the GST portal
- GSTIN format explained: what the 15 characters mean
- How to check a buyer before giving credit: a practical checklist
- How to spot a fake GST number or a fake GST invoice
- GST return filing status: what it tells you about a buyer
- Credit terms for B2B sales: how to set the credit period and limit
FundRaksha Book
GST billing for shops: invoice format, HSN codes, e-invoicing, barcodes and customer credit.
- GST invoice format: the mandatory fields under Rule 46
- Tax invoice vs bill of supply: which one should you issue?
- HSN code on invoices: how many digits you need by turnover
- E-invoicing under GST: who it applies to and the turnover limit
- How to set up barcode billing in a retail shop
- How to manage customer credit (udhaar) in your shop
FundRaksha HR
Attendance and payroll: PF, ESI, professional tax, payslips and per-day salary.
- PF contribution rules for employers: rates, wage ceiling and who is covered
- ESI contribution rules: rates, ₹21,000 wage limit and who is covered
- Professional tax in India: which states levy it and what employers must do
- How to calculate per-day salary and loss of pay (LOP)
- Salary slip format: components every payslip should show
- GPS attendance for field and office staff: how it works
Talk to FundRaksha
Tell us what you need help with: billing, buyer checks, collections, legal recovery or payroll.